🏡 Witty Homeowners

Stress-Free Home Refinancing

Let us find the right refinancing broker to ease your worries! Refinancing ensures your loved ones aren’t burdened with high mortgage costs, with rates as low as 4.38%

Reduce Mortgage & Debt Payments: Help your family save more - refinancing can lower your payments by up to $500/month, easing their financial burden

Financial Security: Refinancing now secures better terms, offering a safety net for your family during tough times, tailored to your unique situation.

Build a Legacy: Lock in savings today to give your loved ones greater financial stability and peace of mind for the future

🏡 Witty Homeowners

Stress-Free

Home Refinancing

Let Affiniti Finance AI find the right refinancing broker to ease your worries! Refinancing ensures your loved ones aren’t burdened with high mortgage costs.

Reduce Mortgage & Debt Payments: Help your family save more - refinancing can lower your payments by up to $800/mo, easing their financial burden

Financial Security: Refinancing now secures better terms, offering a safety net for your family during tough times, tailored to your unique situation.

Build a Legacy: Lock in savings today to give your loved ones greater financial stability and peace of mind for the future

☑️ Your information stays 100% secure

🙌 More is Less

Perfect for those with $200,000+ in home equity

It’s never too late to refinance your home, but the best time to explore your options is now.

Nearly 50% of Canadians don’t know how much equity they can access from their home - causing many families to overpay on mortgage or debt payments.

It becomes harder to qualify when times are tough. During financially stressful periods, borrowing costs rise. Gauging your available equity now is the smartest way to secure a great rate, protect your peace of mind, and provide financial security for your family - especially during times when debt is more likely (e.g., medical emergencies, children’s tuition, etc.).

The best part about early home refinancing? It’s easy to apply, doesn’t require extensive underwriting, and you don’t need to worry about rigorous stress tests.

Take the 60 Second Assessment ➜

Only Recommend Certified Partners

You're in good hands 🙌

All our broker partners are vetted and reviewed by our team to ensure they hold up to our standards

Highly Rated

All our brokers have

hundreds of 5-star reviews.

We've personally interviewed each one

Beyond Human Review

When you contact us, our AI will do an in depth review of our database to find the perfect partner for you

Guaranteed Results

Hundreds of homeowners who were rejected by the banks have found peace with us

HOW IT WORKS

So, how does it work? 🤓

All our broker partners are vetted and reviewed by our team to ensure they hold up to our standards

Take assessment

Our AI assessment will help us recommend the right partner for you (home refinancing isn’t the right fit for everyone!)

We will find your match

Based on your answers AI will determine if you qualify and match with one of our partners

Get the perfect match

Affiniti Finance AI will connect you with a partner it knows can best serve you and meet your refinancing needs

🤝 AFFINITI FINANCE AI

Get financial advice

you need most

We’d all do anything for our loved ones, and Affiniti Finance AI makes it easier than ever to secure home refinancing that protects your family financially. Safeguard your family’s future - start today!

Get connected with the top-rated expert ➜

When do I need to refinance?

You might want to consider refinancing when interest rates drop, or if your financial situation changes - maybe you’ve got more equity or a bigger family to support. It’s also a great time if your current mortgage feels too heavy.

Get help ➜

Does my credit score affect the cost?

Your credit score can play a role in the rates you’re offered, but don’t stress about it! Our AI connects you with one of our 50+ trusted brokers who can find solutions tailored to you, even if your credit isn’t perfect. We’ll support you in getting the best deal possible - no judgment, just help!

Get help ➜

How much home equity do I need?

Typically, lenders like to see at least 20% equity to offer the best refinancing options, but don’t worry if you’re not there yet! Affiniti Finance AI will assess your home’s value and match you with a broker who can work with what you have. We’re here to guide you every step of the way—let’s find a plan that fits your needs!

Get help ➜

Why do people refinance?

People refinance to ease their monthly payments—some save around $500/month —or to tap into cash for dreams like home improvements or paying off debt. It’s also a chance to adjust your loan term or lock in better terms. Whatever your reason, Affiniti Finance is here to make it a smooth, supportive process tailored just for you!